Payment plans through Arts Haven Studio Subject To Eligibility
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Payment Plans through Arts Haven Studio
Payment plans, brought to you through our credit provider, Creation Consumer Finance Ltd, are available when you spend over £200 on selected Home, Nursery, and Electrical products.
Regulated credit. No deposit required.
Interest-Free Credit (0% APR)
- Spend £200 – £25,000 online or in-store
- Order Example: £1,000 over 12 months → £83.33/month. Total payable: £1,000
Terms Available:
Home and Nursery (excludes alcohol):- 6 months: £200 – £1,250
- 12 months: £500 – £25,000
- 18 months: £1,250 – £25,000
- 24 months: £3,000 – £25,000
Loan terms will vary. Only available on selected products.
Interest-Bearing Credit (16.9% APR Representative)
- Spend £200 – £25,000 online or in-store
- Order Example: £1,000 over 24 months → £48.82/month. Total payable: £1,171.68
Terms Available:
Home and Nursery (excludes alcohol):- 24 months: £500 – £25,000
- 36 months: £1,000 – £25,000
- 24 months: £200 – £25,000
- 36 months: £200 – £25,000
- 48 months: Only available on selected products
Buy Now, Pay Later
- Spend £500 – £2,000 (online only)
- Option 1: Pay balance in full within 6 months → No interest. Total: £1,000
- Option 2: Pay nothing for 6 months, then 18 months at £77.39 → Total: £1,393.02 (29.9% APR)
- Interest charged from date of purchase if not paid in full within 6 months
Terms Available:
Home and Nursery (excludes alcohol), Electricals:
Pay nothing for 6 months followed by 18-month repayment: £500 - £2,000
Promotional terms may be available on selected products.
Credit Eligibility
- You must be aged 18 or over
- Resident in the UK for at least 3 years
- Minimum annual income: £10,000
Credit is subject to status.
Arts Haven Studio is a credit broker and not a lender. Credit is provided by the lender.